Are you for a good mortgage broker in Perth? We’ve checked all the best ones in the area and put the top ten ones in our list below.
Why You Should Hire a Mortgage Broker
Looking for a house can be extremely tedious. Even assuming you find one that you like, questions still remain as to whether you’ll get the best deal for it. Perth mortgage brokers help you navigate the murky waters of home purchasing and find a suitable home loan products for your house purchase, commercial property development, or construction. It is always recommended to employ their services, whether you’re a first home buyer looking for a new home, or business owner looking to purchase new premises for your business.
Notwithstanding the importance of mortgage brokers, as with every profession, there are some unscrupulous individuals within the mortgage broking industry. The unfortunate ones who employ these individuals are likely to receive mediocre services at best and, at worst, be defrauded.
It was with this in mind that we saw it fit to make this article. Below, you’ll find a list of local mortgage broker firms and professionals that we think we’ll do a good job for you. They are not ranked in any particular order. We leave that to you. Without further ado, take a look at what we came up with.
1. Strategic Mortgages Perth
The team at Strategic Mortgages Perth are some of Perth’s most sought-after mortgage brokers in WA. A division of Strategic Property Group, and supported by Strategic Settlements, Strategic Mortgages Perth is WA’s only full-service Mortgage Broking firm.
Leading the team, you may recognise Trent’s voice from his segment on 6PR, every Monday at 1:30pm, or his face as Channel 9’s resident property commentator for the last 4 years.
If you like what he has to say today, you can always listen to him on his podcast, The Perth Property Show, every Monday at 7am on the way to work.
If you’d like to see what the team can do for you, you can also book a no-commitment discovery call. Click here to book one.
Address: 1/308 Fitzgerald St Perth WA 6000
Phone Number: (08 6507 8418)
Website:www.strategicmortgagesperth.com.au
2. Zanda Wealth Perth
Zanda Wealth Mortgage Brokers unquestionably makes our list of top Perth brokers. A few of the staff here have personally used their services and couldn’t speak more highly of them. Their team structure sets them apart from other broking firms because it allows them to operate more efficiently, leading to more approvals and a better result for you, the client.
Moreover, the company has some of the best online reviews for customer satisfaction in the Perth market compared to other competing brokers. Their genuine care for their clients also makes them stand-out service providers. The company’s overarching theme is to lead its clients to a better financial place than before engaging with the business.
If you’re searching for an outstanding mortgage broker in Perth with a down-to-earth, honest approach, give Zanda Wealth Mortgage Brokers a shot.
Address: Level 24, Allendale Square, 77 St Georges Terrace, Perth WA 6000
Phone: (08) 6243 6521
Website: Zandawealth.com.au
3. Orange Mortgage & Finance Brokers
Orange Mortgage & Finance Brokers is a boutique firm based in North Perth. With over 11 years of experience helping West Australians secure home financing, Laszlo brings a wealth of knowledge from his background in Engineering, Commerce, and 20 years in global finance.
Orange’s approach is personalised, offering clients tailored advice based on their unique circumstances. Laszlo ensures that clients feel supported and well-informed throughout the loan process, with a focus on transparent decision-making and structuring the best financial solutions.
Here are some reviews from Laszlo’s clients:
What some of Laszlo’s clients are saying about him:
“As first home buyers we felt out of our depth and going into this competitive market was super stressful. We barely felt the stress though, because Laszlo was just so reassuring and onto it – he did everything he possibly could to make sure it all happened on time and supported us completely through the process. Thanks Laszlo – you went above and beyond, and we are so happy we chose you to help us buy our dream home!” – Kate D
“Laszlo is extremely knowledgeable and professional. I enjoyed our interactions, he made it very easy & explained in great detail the aspects of the mortgage. An additional plus is how modern the process is to submit all the relevant documentation. It was really a breeze and I highly recommend his services!” – Elizabeth C.
Address: 46B Angove Street, North Perth, 6005 WA
Website: orangefinance.net.au
4. Fox Mortgage Services
Another leading Mortgage Broker in the region, Fox Mortgage Services is a seasoned player in the broking industry in Perth. If you’re looking for expert advice on a wide range of matters touching on finance i.e. getting the right home loan, look no further.
The practice advises and assists on up to and including car loans and right choices in investment property. Its team comprises of some of the most experienced mortgage brokers in the area.
Address: 3/23 Edinburgh Ave, Kinross WA 6028, Australia
Phone Number: (08) 9304 9682
Website: foxmortgages.com.au
5. Top Mortgages
Top Mortgages has been around for more than ten years. It has been an AFG Excellence Awards Finalist for several years now. It comprises of some very respected mortgage brokers in Perth.
It’s team will advise you for no fee. They are operational for more hours than other mortgage firms. At Top Mortgages, you have access to more than eight hundred loan options. Call them today to learn more.
Address: 4/939 Wanneroo Rd, Wanneroo WA 6065, Australia
Phone Number: (01) 300 308 225
Website: topmortgages.com.au
6. Peter Dunn Finance
Peter Dunn Finance has been a leading local expert on all matter finance for more than fifteen years now. Over that time, this finance practice has become one of the most renowned not just in Perth, but in larger Western Australia.
Peter Dunn Finance will handle any finance-related matter you may have. to learn more
Address: 34A Figtree Dr, Canning Vale WA 6155, Australia
Phone Number: (04) 27 947 480
Website: peterdunnfinance.com.au
7. Capita Finance Solutions North Perth
Capita Finance is leading the way in changing the bad perception associated with mortgage brokers. Their professionalism, honestly and willingness to go the extra mile, are qualities that have been noted by many clients in client reviews. For this reason, we were eager to include them on this list.
To learn more about this firm’s services, visit its website or contact its team directly with the phone number above.
Address: 422 Fitzgerald St, North Perth WA 6006, Australia
Phone Number: (08) 6323 9239
Website: mortgagechoice.com.au
8. Inca Mortgage Solutions
Amy Ferguson is a FBAA accredited mortgage specialist in Perth. Her practice is one of the best in the area. She is known for her thoroughness when conducting research and for superb customer service. To learn more about her firm, use the contact information above to reach her.
Address: 4/23 Richardson St, South Perth WA 6151, Australia
Phone Number: (04) 25 411 737
Website: incams.com.au
9. The Perth Mortgage Specialist
The Perth Mortgage Specialist is a mortgage firm that checks every attribute you’d desire. This mortgage broker is very responsive. In their words, all missed calls are always returned within four hours. They’re fully accredited. They won’t blindside you with clawback fees too. Call The Perth Mortgage Specialist to learn more about their services.
Address: 1321 Hay St, West Perth WA 6005, Australia
Phone Number: (04) 05 751 160
Website: perthmortgagespecialist.com.au
10. Your Loan Doctor
Headed by Principal George Walklin, Your Loan Doctor is an experienced and award-winning Mortgage Broker firm. George is a proud member of the Mortgage and Finance Association of Australia, with qualifications including a Bachelor of Commerce and a Diploma of Finance and Mortgage Broking Management.
Your Loan Doctor serves a diverse client base, including first-time homebuyers, expats, investors, and returning customers refinancing and expanding their property portfolio. What distinguishes Your Loan Doctor is their commitment to tailoring solutions to each client’s unique financial situation for the best results.
The team at Your Loan Doctor believes that every client is different, and that special effort should be taken to understand their situation, goals and objectives. George and his team use this understanding to offer customised solutions from their extensive network of banks and lenders.
Phone Number: (04) 06 026 262
Website: yourloandoctor.com.au
Frequently Asked Questions (FAQs)
What does a mortgage broker do?
A mortgage broker acts as an intermediary between borrowers and lenders, helping clients find the best mortgage deals. They assess the financial situation and needs of their clients, providing advice on the most suitable loan options.
Brokers can access several mortgage products from various lenders. Accordingly, they’re able to offer competitive rates and terms. They can also handle the application process, negotiate with lenders on behalf of the borrower, and assist with paperwork.
A mortgage broker’s goal is simple— to simplify the mortgage process. If you work as one of their clients, they’ll help you secure a loan that fits their specific financial circumstances and objectives.
How much does a mortgage broker cost in Australia?
In Australia, mortgage broker fees vary, but they often charge no direct fees to the borrower. Instead, brokers typically receive a commission from the lender once the loan is settled. This commission can be an upfront payment, usually around 0.65% – 0.70% + GST of the loan amount, and sometimes an ongoing trail commission of approximately 0.1% to 0.3% annually.
Is it worth using a mortgage broker in Australia?
Yes, using a mortgage broker in Australia can be highly beneficial. Brokers offer access to a wide range of loan products and lenders, potentially securing better rates and terms than borrowers might find on their own. They provide expert advice tailored to individual financial situations and handle much of the paperwork, saving time and reducing stress.
Additionally, a mortgage broker’s industry knowledge and negotiation skills can help navigate complex loan scenarios. While brokers typically do not charge borrowers directly, it’s essential to understand their fee structure. Overall, their expertise and access to diverse options make using a mortgage broker a valuable choice.
Conclusion
We strongly believe that any of the mortgage brokers listed above will do a good job for you. That said, we have decided to leave the ranking for you. In the comment section below, please go the extra mile to assist your fellow Perth residents, by commenting on a mortgage broker that you used in this list, and how their services turned out for you. Thanks!
